| That's why you need insurance. Not just any | | | | 5,000 miles is usually the limit. |
| insurance. Insurance that's specific to the kind of | | | | 3. Join the club! Consider becoming a member of |
| luxury or sports car you now own. | | | | the owner's club for your model or auto maker. |
| Here are 5 of the most important tips you need | | | | Club members are always willing to share tips |
| to know to properly insure your luxury car. | | | | about such things as upkeep, special problems and |
| | | | maintenance as well as sources of parts and even |
| 1. Find the right insurer. Not every insurance | | | | insurers. |
| company will sell you insurance for your luxury | | | | 4. Ask For discount auto insurance. Beyond |
| car. Finding an insurer for a 2007 BMW 335i | | | | anything else, ask the insurance company what |
| Coupe, Maserati or a Rolls Royce isn't as easy as | | | | memberships you could belong to or what you |
| finding one for that Ford Echo. The dealer who | | | | could add to the car (a security system generally |
| sold you the car can recommend insurance | | | | helps) to get the best coverage at the lowest |
| agents or you can look in publications like | | | | price. Package insurance products for your home |
| Hemming's Motor News, Car and Driver or search | | | | or other cars together with your sports car. You |
| online for specialty brokers. Expect rates run | | | | could see the costs fall in total. |
| 15-20% above non-sports or luxury models. | | | | 5. Don't forget to tell your insurer about that |
| Remember, much of your insurance is calculated | | | | $5000 audio system or other expensive after |
| on replacement value and repair costs. | | | | market accessories that you've added on. They |
| 2. Decide whether you're a daily driver or a | | | | might not like that nitrous oxide super charger, |
| "Saturday Nighter." You must tell potential insurers | | | | but if you don't disclose it, it may not be covered |
| an accurate estimate of their annual mileage. If | | | | in a claim. |
| you just take your baby out on sunny summer | | | | Getting the best coverage for your luxury or |
| Sundays for a drive in the country or to cruise | | | | sports car is a must. Use these tips to help you |
| one Saturday nights, you can save big on | | | | to protect that beauty so you can feel the wind |
| insurance because of the low miles driven. Under | | | | in your face and just enjoy the scenery. |