| No one likes paying for car insurance, but if you | | | | vehicle increases the cost of car insurance. |
| are going to drive a motor vehicle on any public | | | | If you have an older car with little or no Blue |
| road in Missouri you had better have up-to-date | | | | Book value you may choose to purchase the |
| auto insurance and you had better have proof of | | | | minimum liability insurance coverage that is |
| insurance with you at all times. The penalties for | | | | required in the state of Missouri. However, if your |
| driving without insurance are severe and include | | | | car is newer or if it is being financed then you |
| the possibility of losing your driving privileges for | | | | may be better off purchasing collision coverage |
| one full year and the payment of a penalty to | | | | and possibly other coverage as well. |
| reinstate your license after that period. | | | | In either event you can still reduce the cost of |
| Therefore it is important for many people to find | | | | your insurance by increasing your deductible - the |
| ways to save money and get discount car | | | | amount of money you will pay out of your own |
| insurance here in Missouri. | | | | wallet if you have a claim. The larger the |
| The first thing you need to do is to keep your | | | | deductible on your policy, the lower your monthly |
| driving record clean. A speeding ticket, or a drunk | | | | premium payments. |
| driving or impaired driving conviction will send your | | | | Finally, get online and make direct head-to-head |
| auto insurance rates through the roof. | | | | comparisons of as many insurance companies as |
| If you are young your insurance rates will typically | | | | possible on the many websites designed to help |
| be higher. However, if you stay in school and | | | | you find the best price for car insurance in |
| maintain at least a "B" average, many companies | | | | Missouri. |
| will give you a Good Student Discount on your | | | | Unfortunately you will need to enter all of your |
| monthly premiums. If you are over 55, check | | | | information into the form on at least 3 different |
| with your insurance company to find out if taking | | | | websites if you want to be assured of comparing |
| and passing a refresher driving course will lower | | | | the most companies and feeling confident that |
| your insurance bill. | | | | you have saved money and gotten the best |
| Driving a sports car or other high-performance | | | | discount car insurance you possibly can. |